At VA Home Buyers, we believe every veteran and active-duty service member deserves the opportunity to own a home. Our mission is to make the home-buying process simple, stress-free, and accessible by guiding you through every step of securing a VA loan.
With no minimum credit score requirements and zero down payment options, your path to homeownership is closer than you think. Whether you're buying your first home or looking for a fresh start, our dedicated team is here to help you achieve your goals.
Welcome to VA Home Buyers!
You’ve served your country, now own the home you deserve.
Real Stories.
What we can do for your family.
NO MINIMUM CREDIT SCORE REQUIREMENT!
Unlike traditional home loans that rely heavily on high credit scores, our VA home-buying program has no minimum credit score requirement. We understand that financial challenges can arise, and your credit history shouldn’t stand in the way of homeownership. That’s why we use manual underwriting, allowing us to evaluate your full financial picture rather than just a credit score. Our team works with you to get approved quickly, focusing on your income, payment history, and overall stability to help you secure a home.
Closing Costs Covered!
One of the biggest hurdles in buying a home is coming up with thousands of dollars for closing costs. With our program, many or all of your closing costs can be covered, reducing or even eliminating out-of-pocket expenses. This means you can move into your new home faster without the financial strain that comes with hidden fees.
Fast & Hassle-Free Process
We know that navigating the home-buying process can feel overwhelming, which is why we’ve made it as simple and stress-free as possible. From pre-approval to closing, our dedicated team guides you every step of the way, ensuring you understand your benefits and get the best possible outcome. Our streamlined approach helps you secure your home faster and with less paperwork than traditional loan programs.
Programs & Packages
Veteran Benefits Maximizer ADD-ON (GET UP TO 100%)
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Many veterans don’t realize that their VA disability benefits can significantly increase their buying power. Our Veteran Benefits Maximizer Program is designed to help you:
Work with a fellow military veteran to analyze your disability rating and see how it impacts your VA loan eligibility.
Work to get your benefits expanded up to 100%
Income & Buying Power Boost — Maximize your benefits to elevate your purchasing power.
Custom Homeownership Roadmap — Receive a clear, actionable plan tailored to your family’s needs and benefits.
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This program is perfect for veterans who want to fully leverage their service-connected benefits, giving your family the financial advantage you deserve while buying a home.
“I didn’t know my disability rating could increase my homebuying power. The Benefits Maximizer Program changed everything — we bought our family home faster than I ever imagined.”
— James R., U.S. Army Veteran
VA Home Readiness Consultation (Free)
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VA Eligibility Review
We’ll confirm your VA loan eligibility and help you understand exactly what your benefits cover — no guessing or jargon.Credit & Readiness Check
We’ll do a quick, soft credit review (no score impact) and show you how to position yourself for fast approval and better loan terms.Custom Homeownership Roadmap — Receive a clear, actionable plan tailored to your family’s needs and benefits.
Local Veteran Realtor + Lender Guidance
You work with VA-experienced professionals who understand the process and your benefits — no pushy sales, just support. -
Most veterans qualify for more than they realize — but don’t find out until it’s too late.
Our free consultation gives you clarity, confidence, and a real plan before you start touring homes.You’ll walk away knowing:
What price range you’re ready for
How to save thousands in upfront costs
Which programs are your best fit
What steps to take next — mapped out clearly
Oscar Mike: Back From Active Program
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Enhanced Virtual Walkthroughs — Personalized video tours so you can explore every room remotely.
Secure Electronic Document Signing — Close your home from anywhere, with full encryption and compliance.
Dedicated Military Family Specialist — One point of contact who handles your timeline and coordinates with your family stateside.
$0 Down VA Loan Options — Full VA loan benefits, even while you’re deployed or stationed overseas.
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“I closed on our home while stationed overseas — my wife handled the walkthroughs, and the team made every step seamless. The Oscar Mike Program kept us connected the entire time.”
— Staff Sgt. Daniel H., U.S. Army
“I never thought owning a home was within reach until I found VA Home Buyers. As a veteran, I didn’t know where to start, but their team made the process clear and straightforward. The fact that I didn’t need a down payment and they covered my closing costs made all the difference. Thanks to them, I’m finally a homeowner, and I couldn’t be more thankful!”
Schedule an Appointment
We’re excited to help you start your journey to homeownership. Whether you have questions about VA loan benefits, want to learn about your eligibility, or need help with the application process, our team is here to assist you.
Booking an appointment is easy and free!
Simply choose a time that works for you, and one of us will reach out to discuss your goals and guide you through the next steps.
Let’s get started today—your dream home is closer than you think.
We offer over-the-phone consultations to ensure we’re the right fit and can provide the best support for your home-buying journey.
Your privacy matters to us. We never sell, share, or distribute your personal information. The details you provide are used solely to assist you with your home-buying journey. Your trust is our priority.
Real Stories
About Us
At VA Home Buyers, we are a passionate team of Military Veterans and their families, dedicated to helping fellow veterans and active-duty service members achieve their dreams of homeownership. With a deep respect for the sacrifices made by our military, we’ve designed a program that removes the typical barriers to buying a home, making the process as simple and accessible as possible.
Our team specializes in VA loans with no minimum credit score requirement, zero down payment options, and personalized guidance every step of the way. We use manual underwriting to evaluate the full picture of your financial situation, ensuring you receive the best possible approval.
Whether you're a first-time homebuyer or looking to relocate, we’re here to help you make the most of your VA benefits.
Your service to this country deserves to be honored, and we’re here to make homeownership a reality.
